A 30-minute credit consultation is a powerful first step toward improving and protecting your financial future. During this one-on-one session, I conduct a personalized review of your credit profile to identify errors, negative accounts, and missed opportunities that may be holding your score back.

This consultation is important because it:

• Identifies credit report inaccuracies such as late payments, charge-offs, collections, inquiries, and bankruptcies

• Explains your credit scores and the factors impacting them most

• Creates a customized action plan tailored to your specific financial goals (homeownership, funding, business credit, or debt reduction)

• Saves time and money by avoiding generic advice and focusing on what actually moves your score

• Protects your rights by educating you on federal laws like the Fair Credit Reporting Act (FCRA)

In just 30 minutes, clients gain clarity, confidence, and direction—turning confusion into a clear roadmap for credit restoration and financial growth.

A credit consultation is not just about fixing credit—it’s about building leverage, access, and long-term financial power.